Distributed Capture

Our distributed capture solution increases the efficiency and effectiveness of payment workflows by enabling the capture of checks and documents at the point of presentment.

Distributed capture from Creditron enables billers and far flung bank branches and retail stores to scan checks at their own offices and send electronic deposits, in lieu of paper, for posting. With distributed capture, depositors no longer have to make time-consuming trips to the branch or keep multiple banking relationships for scattered offices.

Whether it’s for a corporate office, branch, remote operations center or retail store, our distributed capture solution can be tailored to your needs, delivering a proven solution for digitally capturing, processing and transmitting checks and data for posting and clearing.

The software automatically consolidates multiple deposit accounts and sites, and prepares and uploads daily receivables into any accounts receivables program. It even provides an image storage retrieval system for networked access to receivables information. What’s more, all business and personal checks qualify for commercial remote deposit capture.

And, our in-line electronic sorting capabilities allow you to reduce bank fees and eliminate unnecessary check passes. When combined with our accounts receivable check (ARC) conversion module, this unique in-line sorting capability seamlessly converts checks collected at distributed capture points into automated clearinghouse (ACH) and Back Office Conversion (BOC) electronic debits. By combining the efficiency of the ACH network with our unique check-handling logic, users can dramatically reduce operations costs, accelerate funds availability, increase collection rates and streamline returned check handling. 

Benefits

As much as you still hear about a paperless, all-electronic payment environments, checks won’t go away anytime soon. And as long as we have checks, we’ll have the burdens of paper-based check processing: high costs and inefficiencies and myriad hassles and risk. You can count on us to help lighten the load with flexible distributed capture solutions.

• Accelerate payment workflows
• Eliminate the physical transportation of checks
• Improve funds availability/Access to working capital
• Reduce operations costs while increasing productivity
• Consolidate bank relationships and reduce deposit fees
• Improve document accessibility and distribution
• Enhance your customers’ experience